Tyre and Exhaust Fitter Insurance
Tyre and exhaust fitters offer a very important service for motorists by ensuring tyres and exhausts are maintained and in full working order. However, they will also be expected to take part in a number of other mechanic’s activities, including replacing batteries and shock absorbers, turning engines and diagnosing faulyts, and balancing and re-aligining tyres using lead weights and measuring equipment. All of these activities have inherent risks, most of which can be mitigated with proper insurance coverage.
What You Need to Know About Tyre and Exhaust Fitter Insurance
Tyre and exhaust fitters are very highly skilled, working with a range of vehicles on a daily basis. However, accidents can occur no matter how experienced you are. Insuring tyre and exhaust fitters as part of an overarching motor trade policy is vital. Without adequate cover, any issue that may occur – damage to a vehicle, theft of equipment and tools, or injury to a customer or employee – could end up costing a huge amount of money.
Whether you work with standard cars and vans, or you deal mainly with specialist vehicles, you need to have adequate insurance coverage to maintain success. Luckily, Go Motor Trader is on hand to help secure you a competitive quote for tyre and exhaust fitter insurance. If you are looking for wide-ranging cover designed specifically for your business needs, fill out our form and you will be put in contact with our panel.
Features of Tyre and Exhaust Fitter Insurance
There are a few things to consider when looking for proper tyre and exhaust fitter insurance. You can design a policy that is specific to your business, with cover that is as wide-ranging as neccesary. Some of the features you should think about including are:
Tool and Equipment Cover
In a garage, tools and equipment are vital to the success of your business. Without insurance, you will be forced to pay out to repair or replace them in the event of damage or theft, which will be very expensive as they are majority specialist items.
Public Liabiliy Insurance
A garage can be a dangerous place for members of the public who are unaware of the various workings of the business. If a customer or visitor to your premises is injured or their property is damaged, public liability insurance will cover the associated costs.
Employers Liability Insurance
In the same way public liability looks after customers, employers liability insurance looks after your staff. It is a legal requirement and you can suffer hefty fines if you do not have it in place. It applies to all businesses that employ one or more members of staff.
Defective Workmanship Insurance
If your work is not up to your customer’s expected standard, they are within their rights to take legal action against you. Any physical error or lapse in judgement can result in defective workmanship, and the costs associated with these types of claims can be covered by an insurance payout.